Flood Insurance

Floods are the #1 natural disaster in the U.S.

Damage from floodwaters surpasses the losses caused by hurricanes, tornadoes, or earthquakes – as horrifying and powerful as those catastrophic events are.

We partner with Neptune for flood coverage as they offer more coverage than the National Flood Insurance Program (NFIP) and many times it is at around the same cost or less than the NFIP.

Neptune Flood Insurance is
Faster. Easier. Better.

Neptune makes it easy to buy flood insurance. It’s simple: just enter the residential address and bind in two minutes.

How does Neptune Flood compare to the competition?

Dwelling Coverage
  • Neptune – up to $4,000,000
  • NFIP – up to $250,000
Contents Coverage
  • Neptune – up to $500,000
  • NFIP – up to $100,000
Additional Coverage
  • Neptune – Temporary Living Expenses (up to $10,000), Replacement Cost of Contents, Basement Contents (up to $10,000), Unattached Structures (up to $50,000), Pool Repair & Refill (up to $10,000)
  • NFIP – Not Available
Waiting Period
  • Neptune – No wait on real estate closing.
    Otherwise, 10 days.
  • NFIP – No wait on real estate closing.
    Otherwise, 30 days.

The choice is obvious. Quote with Neptune today!


Who is eligible for Neptune Flood?

Eligible Properties
    • 1-4 family dwelling, including condos for all states except Alaska and Kentucky.
Ineligible Properties
    • Properties with more than one  flood loss, or a flood loss greater than $25,000
    • Manufactured or mobile homes
    • A building located partially or entirely in, on, or over water
    • CBRA properties


Brigade Insurance isn't like the rest

Brigade Insurance does not partner with any lead generators. We never sell your information.

We earn money by helping you get insured or protected.

You can start the process online or reach out by phone 1-877-865-2111 to speak to one of our licensed agents as our in-house agency is licensed to write policies for many of the top insurance companies.